GavSure's Investment Strategies
We believe that investing should always be less about emotions and more about STRATEGY. In an ever-evolving world, it is important to always be receptive to change. We do, however, understand that our backgrounds and situations are not the same, hence we have chosen an approach to tailor-making our investment strategies for our clients. We believe a blanket approach undermines the beauty that lies in the uniqueness that every single one of us brings to this world.
Property Investing Strategy
Our property investment strategy entails helping our clients create property investment portfolios that have a blend of cash flow
and capital appreciation properties across different investment property classes. We believe that in order for a property
investment portfolio to scale. There must be liquidity and equity which drives cash flow and provides refinancing opportunities.
We explore different investment property classes such as New Developments, Multi-Lets, Airbnb, Student Accommodation, and
Medical Centers. As the world evolves, it is important to cater to the new way of living and doing things. Our property
investment strategies provide a buffer to accommodate constant changes in the global economy. The property investment
strategy also touches on the issues of Tax, Risk and Personal Estate. Depending on the needs of the client, we explore buying
investment property in the Individual Capacity (Natural Person), Private Company (PTY), or a Trust (Inter Vivos). The choice of
which entity to use will be highly dependent on the type of investment horizon (short/medium or long-term) we are working on
with our client.
We help our clients with sourcing investment properties, property investment strategy plans, managing rental properties, and
project management. We deal with individuals and groups through our Stokvel programs. Location, Location, Location, there is
nothing as important in property investing as investing in the right locations. Our focus on location looks at townships, urban
areas, and fast-growing remote areas to benefit from the upcycle.
Financial Planning Strategy
We look at financial planning like building a house with a strong foundation (Risk), walls (Investments), and the roof (Retirement). Our approach to financial planning includes a comprehensive analysis of one’s current positioning and their desired future goals. We strive to make sure that our clients are adequately insured as per their personal needs. Real Estate in the form of bricks and mortar should always be an underlying asset class in our investment plans and other property classes such as bonds, equities, and alternative investments. Need to form part of the overall investment plan to create diversification. According to a study by the Association for Savings and Investments in South Africa (ASISA), only 6% of economically active South Africans retire comfortably. Many people are at risk of not maintaining their pre-retirement standard of living during their retirement years. We believe that with the integration of traditional investments, real estate, and alternative investments. We can provide a better approach to mitigating the risk of our clients not retiring uncomfortably.
Mental Health Wellness Strategy
You may ask the question what the rationale is behind integrating Mental Wellness as part of our Investment Strategy. We truly believe that it is very challenging for people to truly be effective in the investment game when they are battling with some kind of mental disorder. We have partnered with renowned Psychologists and Mental Health Specialists who understand how issues such as past traumas and addictions can become barriers to us effectively investing. This then makes us miss out on the opportunities of creating financial freedom and building true wealth that can become a Legacy for our families.
